SOC 132041

Credit Analysts

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking. Excludes "Financial Risk Specialists" (13-2054).

National Median

$80,970

per year

National Salary Overview

Median Annual

$80,970

Entry Level (10th pct)

$52,930

Experienced (90th pct)

$168,840

Total Employed

67,370

Salary Distribution

Salary percentiles show the range from entry-level (10th) to top earners (90th)

Salary by Experience Level

Experience Level	Estimated Salary Range
Entry Level0-2 years experience	$52,930 - $63,850
Mid Career2-8 years experience	$63,850 - $113,850
Senior / Expert8+ years experience	$113,850 - $168,840

Highest Paying Locations for Credit Analysts

New York-Newark-Jersey City, NY-NJ

$133,180

+64.5% vs national

New York

$132,690

+63.9% vs national

San Francisco-Oakland-Fremont, CA

$127,470

+57.4% vs national

Winston-Salem, NC

$124,520

+53.8% vs national

Birmingham, AL

$105,510

+30.3% vs national

Credit Analysts Salary by Location

Compare salaries across 50 metropolitan areas

Metropolitan Area	Median Salary	Employed
New York-Newark-Jersey City, NY-NJ	$133,180	7,820
New York	$132,690	7,900
San Francisco-Oakland-Fremont, CA	$127,470	1,090
Winston-Salem, NC	$124,520	100
Birmingham, AL	$105,510	190
Washington-Arlington-Alexandria, DC-VA-MD-WV	$105,010	1,060
District of Columbia	$103,530	60
Bridgeport-Stamford-Danbury, CT	$101,880	180
Alabama	$101,050	310
Denver-Aurora-Centennial, CO	$100,670	700
Richmond, VA	$100,460	550
Buffalo-Cheektowaga, NY	$100,420	410
New Jersey	$100,210	1,810
Charlotte-Concord-Gastonia, NC-SC	$99,750	2,080
Burlington-South Burlington, VT	$99,520	30
Delaware	$99,030	630
San Jose-Sunnyvale-Santa Clara, CA	$98,350	390
Virginia	$97,590	2,060
Trenton-Princeton, NJ	$97,390	220
Colorado	$95,670	950
Boston-Cambridge-Newton, MA-NH	$94,880	1,370
Kiryas Joel-Poughkeepsie-Newburgh, NY	$89,880	30
Kennewick-Richland, WA	$89,880	50
Manchester-Nashua, NH	$89,610	40
Reno, NV	$89,460	40
Massachusetts	$88,490	1,740
California	$88,360	6,400
North Carolina	$88,230	2,970
Baltimore-Columbia-Towson, MD	$88,030	480
Lexington-Fayette, KY	$87,980	60
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	$87,730	1,710
North Port-Bradenton-Sarasota, FL	$86,970	50
Connecticut	$86,560	580
Chicago-Naperville-Elgin, IL-IN	$86,010	2,360
Rochester, NY	$85,710	170
Albany-Schenectady-Troy, NY	$85,680	110
Washington	$85,650	1,400
Hartford-West Hartford-East Hartford, CT	$85,580	210
Seattle-Tacoma-Bellevue, WA	$85,490	880
Portland-South Portland, ME	$84,540	90
Albuquerque, NM	$84,160	60
Fargo, ND-MN	$84,040	200
Omaha, NE-IA	$83,780	300
Rhode Island	$83,520	170
Greensboro-High Point, NC	$83,460	130
Des Moines-West Des Moines, IA	$83,440	300
Spokane-Spokane Valley, WA	$83,180	140
Oxnard-Thousand Oaks-Ventura, CA	$83,120	110
Portland-Vancouver-Hillsboro, OR-WA	$83,080	490
New Haven, CT	$83,050	60

Frequently Asked Questions

What is the average salary for a Credit Analysts?

The national median annual salary for Credit Analysts is $80,970, according to Bureau of Labor Statistics data. This means half of workers in this occupation earn more, and half earn less.

Where do Credit Analystss earn the most?

The highest-paying metro area for Credit Analystss is New York-Newark-Jersey City, NY-NJ, with a median salary of $133,180.

How much can an experienced Credit Analysts make?

Top-earning Credit Analystss (90th percentile) make $168,840 or more annually. This typically reflects workers with significant experience, specialized skills, or positions in high-paying regions.